To Invest or Not Invest…

When rates are rising why would anyone wait? We have heard about residential mortgage rates increasing from their low of 3.5%. Today conventional rates for loans up to $625,000 are around 4.875% for a 30/30 and 4.5% for a 15/15. That increase creates an 11% increase in the monthly payments … Read More

Control Your Costs Today!

By now, I realize everything in life has a cycle. I’ve lived through 3 real estate cycles here in Santa Barbara area. Inventory is tight, prices rise and rates have mostly stayed low for the past one two of those cycles. Each time the new low is higher than the … Read More

REALTORS® Disaster Relief Program

The Santa Barbara Association of REALTORS®, in conjunction with the Ventura County Coastal Association of REALTORS® and Ojai Valley Board of REALTORS have launched a REALTORS® Disaster Relief Program. The purpose of this REALTORS® Disaster Relief Program is to provide disaster victims with mortgage or rental payments due to the … Read More

What to Do in Montecito?

I attended a meeting last week regarding the Recovery and Rebuilding of Montecito, it was very informative.  I’m sure many of you are wondering how things are coming along with the efforts to make a normal life out of what happened on January 9 this year. There will be a … Read More

Demand a Representative

Do you know buyers who do not have a real estate professional working for them? They feel they have all the information they need from the internet to make a decision on their next home, even when this is their first purchase? This is when the old saying, “what you … Read More

Considerations When Buying Real Estate

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Not only is purchasing real estate a complicated process, there are hidden things to consider that are not always obvious to the untrained eye. We have all heard about buying based on LOCATION, LOCATION and LOCATION. But how often do we really consider the home’s orientation on the lot? Based … Read More

Personalized Service You Want

I have been giving a lot of thought to individual marketing plans for my clients. I’d like to give you more of what you want in order to help you make good long-term real estate decisions. Real estate has helped millions of individuals save money over time. Building equity for … Read More

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