To Invest or Not Invest…

When rates are rising why would anyone wait? We have heard about residential mortgage rates increasing from their low of 3.5%. Today conventional rates for loans up to $625,000 are around 4.875% for a 30/30 and 4.5% for a 15/15. That increase creates an 11% increase in the monthly payments … Read More

Control Your Costs Today!

By now, I realize everything in life has a cycle. I’ve lived through 3 real estate cycles here in Santa Barbara area. Inventory is tight, prices rise and rates have mostly stayed low for the past one two of those cycles. Each time the new low is higher than the … Read More

REALTORS® Disaster Relief Program

The Santa Barbara Association of REALTORS®, in conjunction with the Ventura County Coastal Association of REALTORS® and Ojai Valley Board of REALTORS have launched a REALTORS® Disaster Relief Program. The purpose of this REALTORS® Disaster Relief Program is to provide disaster victims with mortgage or rental payments due to the … Read More

What to Do in Montecito?

I attended a meeting last week regarding the Recovery and Rebuilding of Montecito, it was very informative.  I’m sure many of you are wondering how things are coming along with the efforts to make a normal life out of what happened on January 9 this year. There will be a … Read More

Demand a Representative

Do you know buyers who do not have a real estate professional working for them? They feel they have all the information they need from the internet to make a decision on their next home, even when this is their first purchase? This is when the old saying, “what you … Read More

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